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Loans and Credit
Know Your Rights
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Buying On Time
This brochure explains your rights and responsibilities when you purchase an item and are paying with credit. It also discusses the importance of paying your bills on time. Content Detail
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Credit, Debit, and ATM Cards: What to do if they're lost or stolen
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges. Your protection against unauthorized charges depends on the type of card — and when you report the loss. Content Detail
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- Spanish / Español
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Get Real Debt Help, Not Empty Promises
Tips from Consumer Action, Consumers Union, Consumer Federation of America, and the National Consumer Law Center. Content Detail
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The High Cost of Payday and Auto Title Lenders, Pawnbrokers, and Rent-To-Own Stores
Payday loans go by a variety of names, including "deferred presentments", "cash advances", deferred deposits", or "check loans", but they all work in the same way. Read More
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The Truth About Credit Reports and Credit Repair Companies
Beware of credit repair companies. There are many things you can do on your own for free to "fix" your credit or to rebuild your credit. Content Detail
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Tips on Choosing a Reputable Credit Counseling Agency
Tips on finding a reputable credit counseling agency and reasons to reject one. Consumer Facts for older Americans. Content Detail
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