Consumer: Bank Account Balances

If you don’t have enough money in your account, don’t write the check or authorize the debit. 

Checks are being processed more quickly these days, which means the money may be debited from your account sooner.

Also, many stores and utility, insurance, and credit card companies will convert your check to an electronic payment, which also means the money will be debited from your account sooner.

Legal Tip of the Week