Current Medical Expenses:
Current bills may be paid or unpaid, but only the portion of the bill that you are responsible for is counted. For example, if you have another type of insurance, the portion of the bill that is paid by that insurance is not counted.
Current medical expenses can include the following:
- Hospital charges
- Clinic and laboratory charges
- Prescription drugs
- Over-the-counter drugs (such as aspirin, Tylenol, cold medicines)
- Medical supplies (such as gauze, bandages, alcohol)
- Equipment (such as dentures, eyeglasses, walkers)
- Vitamins or supplements, if prescribed by your doctor
- Transportation to the doctor or hospital
- Premiums for private insurance
Unpaid Medical Bills:
Unpaid medical bills that were incurred before the current certification period may be counted toward your deductible, if your caseworker can verify the following:
- The unpaid bill is less than 2 years old (or, if over 2 years old, you have made a payment on the bill in the last 2 years);
- The bill is unpaid and the medical provider is still billing you; and
- If you had insurance at the time the bill was incurred, a claim was filed with your insurance company and was either paid or denied.
Once you have used an unpaid bill for your deductible once, you cannot use it again.
To find other Legal Aid of North Carolina materials, including any materials mentioned in this document, go to lawhelpNC.org. If you need legal help please go to legalaidnc.org/.